Cheque Bounce Legal Notice Online — Section 138 NI Act
Get a professionally drafted cheque bounce legal notice by experienced advocates. Mandatory step before filing a criminal complaint under Section 138 of the Negotiable Instruments Act. Starting at just ₹499. No hidden fees.
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Why You Need a Cheque Bounce Legal Notice
Under Section 138 of the Negotiable Instruments Act, 1881
Mandatory Legal Requirement
A legal notice under Section 138 NI Act is mandatory before filing a criminal complaint for cheque dishonour. Without it, your case will be dismissed by the court.
30-Day Deadline
The notice must be sent within 30 days from the date of cheque bounce intimation from your bank. Delaying can result in losing your legal rights permanently.
Recovery + Criminal Action
A cheque bounce case allows you to recover the cheque amount AND file criminal proceedings against the defaulter, with penalties including imprisonment up to 2 years.
Understanding Cheque Bounce Legal Notice
Everything you need to know about Section 138 NI Act proceedings
30-Day Notice Period
Under Section 138, a legal notice must be sent within 30 days of receiving bank's cheque return memo. The recipient then has 15 days to make payment after receiving the notice.
Starting ₹499Bank Return Memo
The bank's cheque return memo with reason for dishonour (insufficient funds, signature mismatch, account closed, etc.) is essential evidence for your legal notice.
Starting ₹499Proper Notice Format
A legally valid notice must include specific details — cheque number, date, amount, bank details, return memo reference, and clear demand for payment within 15 days.
Starting ₹499Proof of Service
Notice must be sent via registered post/speed post with acknowledgment due. Proof of delivery is crucial for filing a criminal complaint if payment is not made.
Starting ₹999Criminal Complaint Filing
If the defaulter fails to pay within 15 days of receiving notice, you can file a criminal complaint in court. The offence is punishable with imprisonment up to 2 years.
Starting ₹999Defences Against Cheque Bounce
Common defences include signature mismatch, account closure, stop payment instructions, expired cheques, and discharge of liability. Our advocates build strong cases addressing all defences.
Starting ₹999Corporate Cheque Bounce
Cheques issued by companies also attract Section 138 liability. Directors may be held personally liable. We assist businesses in recovering dues through legal notice.
Starting ₹999Amount Recovery
Beyond the cheque amount, you can claim interest, legal costs, and compensation. Our notices include all recoverable amounts to maximise your claim.
Starting ₹499Settlement Negotiation
Many cheque bounce cases settle after legal notice through compounding. We assist in negotiating settlements that cover the cheque amount and legal costs.
Starting ₹499How the Cheque Bounce Process Works
From bounced cheque to resolution in 4 simple steps
Share Your Case Details
Provide cheque details, bank return memo, and case description. Our experts review your case against Section 138 requirements.
Advocate Drafts Notice
Our NI Act experts draft a legally compliant notice with all mandatory particulars — cheque details, return memo reference, demand for payment, and 15-day ultimatum.
Notice Delivery
Notice sent via email and speed post with acknowledgment due. Proof of delivery maintained for future legal proceedings.
Follow-up & Next Steps
If payment is received — case resolved. If not, our advocates guide you on filing a criminal complaint under Section 138 in the appropriate court.
Cheque Bounce Notice Pricing
Choose the plan that fits your needs. All plans include a legally valid Section 138 notice.
- Advocate-reviewed notice
- Email delivery (PDF)
- Case eligibility check
- Standard turnaround (48 hrs)
- Speed post delivery
- Revisions
- Advocate-drafted notice
- Email + WhatsApp delivery
- Free consultation included
- 2 free revisions
- Priority handling (24 hrs)
- PDF + editable DOC copy
- Senior Advocate drafting
- Email + WhatsApp + Speed Post
- In-depth legal consultation
- Unlimited revisions
- Premium support (6 hrs)
- Court filing guidance included
Sample Cheque Bounce Legal Notice
See what a professionally drafted Section 138 NI Act notice looks like
Legal Notice under Section 138 of the Negotiable Instruments Act, 1881
For illustration only[Your Name / Company Name]
[Your Address]
Through:
Vidhi Legal Services
Advocate, Kolkata
To:
[Defaulter's Name]
[Defaulter's Address]
Subject: LEGAL NOTICE UNDER SECTION 138 OF THE NEGOTIABLE INSTRUMENTS ACT, 1881 READ WITH SECTION 25 OF THE BANKERS' BOOK EVIDENCE ACT
Dear Sir/Madam,
We, Vidhi Legal Services, on behalf of our client [Your Name], hereby serve you with this legal notice regarding the dishonour of cheque bearing No. [Cheque No.] dated [Date] for ₹[Amount] drawn on [Bank Name], [Branch].
FACTS:
1. Our client had advanced a loan / entered into a business transaction with you amounting to ₹[Amount].
2. In discharge of your liability, you issued the aforesaid cheque in favour of our client.
3. Our client presented the cheque for encashment through their banker, [Bank Name], on [Date].
4. The cheque was returned dishonoured with the Bank Return Memo dated [Date] bearing reason: "[Reason — Insufficient Funds / Signature Mismatch / Account Closed / etc.]".
5. Our client received the cheque return memo from their bank on [Date].
DEMAND:
You are hereby called upon to pay the sum of ₹[Amount] (Rupees [in words] only) within 15 days from the receipt of this notice, failing which our client shall be constrained to initiate criminal proceedings against you under Section 138 of the Negotiable Instruments Act, 1881, which attracts punishment including imprisonment up to 2 years, fine, or both.
WARNING:
Please note that this matter may also result in civil proceedings for recovery of dues along with interest and costs, and criminal proceedings may affect your creditworthiness and professional reputation.
This notice is without prejudice to the rights and contentions of our client.
Yours faithfully,
Vidhi Legal Services
Advocate, Kolkata
Note: This is a sample format. Your actual legal notice will be professionally drafted by our advocates based on your specific case details and the applicable legal provisions.
Why Choose Vidhi for Cheque Bounce Cases
India's trusted platform for Section 138 NI Act legal notices
NI Act Specialists
Our advocates have extensive experience in cheque bounce cases under Section 138 of the Negotiable Instruments Act, ensuring your notice is legally watertight.
Urgent Processing
With only 30 days from the bank return memo to send the notice, our fast turnaround ensures you never miss the deadline.
Transparent Pricing
Fixed price with no hidden charges. Know exactly what you pay. Free consultation included with Professional and Premium plans.
Court-Ready Documentation
All notices include proof of delivery and are formatted to be admissible as evidence in criminal proceedings under Section 138.
Pan India Service
We serve cheque bounce notices across all states in India, valid in all Magistrate Courts and Sessions Courts.
Settlement Assistance
We help negotiate compounding of offences, enabling settlement that avoids criminal proceedings and protects your interests.
Plan Comparison
See exactly what you get with each plan
| Feature | Basic ₹499 |
Professional ₹999 |
Premium ₹3,999 |
|---|---|---|---|
| Advocate Drafting | |||
| Senior Advocate | |||
| Email Delivery (PDF) | |||
| WhatsApp Delivery | |||
| Speed Post Delivery | |||
| Free Consultation | |||
| Revisions | None | 2 Free | Unlimited |
| Turnaround Time | 48 hours | 24 hours | 6 hours |
| Court Filing Guidance | |||
| Case Strategy |
What Our Clients Say
Trusted by 500+ cheque bounce clients across India
"My tenant gave me a cheque that bounced. Vidhi Legal drafted a strong Section 138 notice and within 10 days of receiving it, the tenant paid the full amount plus interest. Excellent and prompt service."
"I had a business partner whose cheque bounced for ₹2.5 lakhs. The legal notice from Vidhi was comprehensive and professionally drafted. The matter was settled within 3 weeks. Worth every rupee."
"I was worried about the 30-day deadline but Vidhi processed everything within 24 hours. The advocate explained the entire process clearly. Highly recommend for anyone dealing with a bounced cheque."
Cheque Bounce FAQs
Everything you need to know about Section 138 NI Act legal notices
Don't Wait — You Have Only 30 Days!
Send your cheque bounce legal notice today. Every day counts under Section 138 NI Act. Start your case now with Vidhi Legal Services.
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